When Is The Right Time To Have A Baby?

I'm 34 and getting married to my 30 year old fiancé in two weeks. We talk a lot about when the right time to start having kids is; what financial places we need to get to, career milestones, etc. But is there a right time to have a baby?

So we've discussed so many different things. Do we get married and take two years to be a couple without kids in the picture? We have lived together for two years already... What about finances? We're renters and at least a year away from being able to buy a house. Should we wait? Is it weird to try and bring a child into this world in the middle of a global pandemic? Should we wait until we're more settled in our careers? Or are all of these things just the little details of life that don't actually play any real role in terms of planning a family?

In 20 years, will it matter if our baby was brought home to a rental or a house that we had a mortgage on? Will it matter if I haven't gotten the big promotion at work if we can provide for the kid? Will this pandemic be long over and just an interesting part of our story at that point? It's likely.

There are a lot of unanswered questions at this point but what we do know is that we love each other, we both have jobs, we live in a great community here in the Treasure Valley and that we're excited to have kids. I guess the rest is up to mother nature... -Moug